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Saturday 11 June 2016

Unable to work due to illness or disability? Make a claim through your Super


Are you unable to work due to illness or a disability?
Have you been injured at work and are no longer able to work?

If you are a member of a super fund, you may be entitled to make a claim under an insurance policy within your super fund. It is very likely that you have insurance that you’re not aware of.

You can lodge a claim if you:

·         Become ill;

·         Suffer an accident at work or on the road; or

·         Suffer any incapacity which stops you from working.

Claims may be made for:

1.    Permanent disability – in which case a lump sum amount may be paid. This is also known as a Total and Permanent Disability (TPD) payment.

2.    Temporary disability – which provides monthly payments. This might also be described as Income Protection, Salary Continuance or a Total and Temporary Disability payment, depending upon the policy language.

Even if you have stopped working and are no longer insured, you may still be able to make a claim. The important thing is that you were insured at the time when you suffered your injury.

It is best to check if you are entitled to make a claim by speaking to a lawyer. Sometimes, super funds give people incorrect information about their ability to make a claim.

At G&B Lawyers, we are ready to assist you with making a claim. We provide a ‘no win no fee’ costs arrangement for claims of this nature. That means that you will only pay our fee if you are successful with your claim.

Give Nathan Buckley (Partner at G&B Lawyers) a call today on M: 0411 067 367.

Office: Suite 1, Level 1, 229 Macquarie Street, Sydney, NSW 2000
Mail: GPO Box 1849, Sydney, NSW 2001
M: 0481 287 528
E: info@gandblawyers.com.au
W: www.gandblawyers.com.au


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